Unpark

Not sure what to do with your money?

We’ll show you where your savings could earn more and how to start investing, step by step. It’s completely free, forever.

Get started

Your bank won’t tell you there’s a better account

Current accounts pay very little, and a lot of savings accounts aren’t much better. There are hundreds of others to choose from, and working out which ones suit you takes ages. Unpark does that bit for you.

For example, £20,000 saved for a year

At 1%

£200

At 4.56%

£912

4.56% is the best easy access rate we’ve checked. Interest before tax.

How it works

We find the accounts, ISAs and investments that suit you. You make the moves yourself, one at a time.

1. Answer a few easy questions

Tell us what you’re saving for and roughly how much you have, which takes a few minutes.

Grow over the long term

Pay my bills for a while

2. See your Unpark score

A score out of 100 for how hard your money is working today, with the moves that would lift it.

3. Tick off each move

We show you where to go and how much to move, and you open the accounts yourself.

Move to a better savings account

Use your tax-free ISA

Start investing

What you could do with your money

Money that sits in a bank account earns close to nothing. There are four other places it could go, and Unpark works out which ones suit you and how much to put in each.

Your bank account0.75%Earning almost nothing

Keep it easy to reach

Yours to take out whenever you like, at a far better rate.

Easy access accounts, Cash ISAs, Premium Bonds

Lock it away

A higher rate in return for leaving it alone for a set time.

Fixed-rate accounts, regular savers

Invest it

For money you can leave for five years, as it can fall as well as rise.

Stocks and Shares ISAs, funds, shares you pick

Put it in a pension

The government tops up what you pay in, so £80 becomes at least £100.

Workplace and personal pensions

Ask the Unpark assistant about your plan and savings

+ much more

Your net worth

Everything you hold, less what you owe, comes together in one figure on your home screen, and we keep it roughly up to date between visits.

Investments you already have

Add a pension from an old job, an ISA you opened somewhere else or shares you bought yourself, and they’ll count towards your net worth and your score.