Atom Bank savings rates
What Atom Bank pays on savings, next to the highest rate we checked for the same kind of account.
Last checked
Easy access
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Instant Saver | App only. Holds up to £100,000. | Checked | atombank.co.uk | 2.50% |
Fixed rate, 6 months
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| 6 Month Fixed Saver | No withdrawals or closing early for 6 months, except in hardship. App only, minimum £50, and one week to pay in. | Checked | atombank.co.uk | 4.55% |
Fixed rate, 1 year
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| 1 Year Fixed Saver | No withdrawals or closing early for a year, except in hardship. App only, minimum £50. | Checked | atombank.co.uk | 4.90% |
Fixed rate, 2 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| 2 Year Fixed Saver | No withdrawals or closing early for 2 years. App only, minimum £50. | Checked | atombank.co.uk | 5.10% |
Fixed rate, 3 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| 3 Year Fixed Saver | No withdrawals or closing early for 3 years. App only, minimum £50. | Checked | atombank.co.uk | 5.10% |
Fixed rate, 5 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| 5 Year Fixed Saver | No withdrawals or closing early for 5 years. App only, minimum £50. | Checked | atombank.co.uk | 5.20% |
Every account we check
How these rates are checked
Every rate comes from the page linked beside it, and we read those pages each day. A rate we can’t confirm is left off, and so is one we haven’t confirmed in the last 14 days.
The order is by rate and nothing else. Accounts that pay the same rate are listed by name.