Cynergy Bank savings rates

What Cynergy Bank pays on savings, next to the highest rate we checked for the same kind of account.

Last checked

Easy access

Cynergy Bank, easy access
AccountGood to knowCheckedSourceAER
Online Easy Access AccountIncludes a 2.00% bonus for 12 months, so about 2.15% after that.Checked cynergybank.co.uk4.15%
Highest easy access rate we checkedLemFi, Instant Access Savings Account5.26%

Fixed rate, 6 months

Cynergy Bank, fixed rate, 6 months
AccountGood to knowCheckedSourceAER
6 Month Fixed Rate BondNo withdrawals or closing early for 6 months. Minimum £1,000, and 14 days to pay in.Checked cynergybank.co.uk4.57%
Highest rate we checked, fixed for 6 monthsAl Rayan Bank, 6 Month Fixed Term Deposit (Prosper boosted), through Prosper4.70%

Fixed rate, 1 year

Cynergy Bank, fixed rate, 1 year
AccountGood to knowCheckedSourceAER
1 Year Fixed Rate BondNo withdrawals or closing early for a year. Minimum £1,000, and 14 days to pay in.Checked cynergybank.co.uk5.05%
Highest rate we checked, fixed for 1 yearIsbank, 1 Year Fixed Term Deposit, through Meteor Savings5.21%

Fixed rate, 18 months

Cynergy Bank, fixed rate, 18 months
AccountGood to knowCheckedSourceAER
18 Month Fixed Rate BondNo withdrawals or closing early for 18 months. Minimum £1,000.Checked cynergybank.co.uk4.40%
Highest rate we checked, fixed for 18 monthsIsbank, 18 Month Fixed Term Deposit, through Meteor Savings5.15%

Fixed rate, 2 years

Cynergy Bank, fixed rate, 2 years
AccountGood to knowCheckedSourceAER
2 Year Fixed Rate BondNo withdrawals or closing early for 2 years. Minimum £1,000.Checked cynergybank.co.uk4.20%
Highest rate we checked, fixed for 2 yearsAfin Bank, 2-Year Fixed Term Account (Issue 12)5.30%

Fixed rate, 3 years

Cynergy Bank, fixed rate, 3 years
AccountGood to knowCheckedSourceAER
3 Year Fixed Rate BondNo withdrawals or closing early for 3 years. Minimum £1,000.Checked cynergybank.co.uk4.20%
Highest rate we checked, fixed for 3 yearsMorgan Stanley, 3 Year Fixed Term Deposit, through Raisin UK5.30%

Fixed rate, 5 years

Cynergy Bank, fixed rate, 5 years
AccountGood to knowCheckedSourceAER
5 Year Fixed Rate BondNo withdrawals or closing early for 5 years. Minimum £1,000.Checked cynergybank.co.uk4.30%
Highest rate we checked, fixed for 5 yearsAfin Bank, 5-Year Fixed Term Account (Issue 15)5.40%

Cash ISA, easy access

Cynergy Bank, cash isa, easy access
AccountGood to knowCheckedSourceAER
Online ISANo limit on withdrawals.Checked cynergybank.co.uk4.15%
Highest easy access Cash ISA rate we checkedTrading 212, Cash ISA5.02%

Every account we check

How these rates are checked

Every rate comes from the page linked beside it, and we read those pages each day. A rate we can’t confirm is left off, and so is one we haven’t confirmed in the last 14 days.

The order is by rate and nothing else. Accounts that pay the same rate are listed by name.