Monzo savings rates
What Monzo pays on savings, next to the highest rate we checked for the same kind of account.
Last checked
Easy access
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Instant Access Savings Pot | You need a Monzo current account. Paid Monzo plans pay more. | Checked | monzo.com | 2.80% |
Fixed rate, 3 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Fixed Rate Savings Pot 3 Year | You need a Monzo current account. Locked for 3 years. Minimum £500. | Checked | monzo.com | 5.15% |
Cash ISA, easy access
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Instant Access Cash ISA Pot | Monzo customers only. 2.80% on the free plan, 3.55% on Perks and 3.80% on Max. | Checked | monzo.com | 2.80% |
Every account we check
How these rates are checked
Every rate comes from the page linked beside it, and we read those pages each day. A rate we can’t confirm is left off, and so is one we haven’t confirmed in the last 14 days.
The order is by rate and nothing else. Accounts that pay the same rate are listed by name.