Nationwide savings rates

What Nationwide pays on savings, next to the highest rate we checked for the same kind of account.

Last checked

Easy access

Nationwide, easy access
AccountGood to knowCheckedSourceAER
Flex Instant SaverNationwide current account required, online only. 12-month term, then moves to a lower-rate instant access account.Checked nationwide.co.uk2.30%
Instant Access SaverOpen to new or existing customers. Unlimited withdrawals.Checked nationwide.co.uk1.10%
Highest easy access rate we checkedLemFi, Instant Access Savings Account5.26%

Fixed rate, 30 months

Nationwide, fixed rate, 30 months
AccountGood to knowCheckedSourceAER
30 Month Member Exclusive Online BondOnly for existing Nationwide current account customers, and holds up to £10,000. No withdrawals or closing early for 30 months.Checked moneysavingexpert.com5.30%
Highest rate we checked, fixed for 30 monthsNationwide, 30 Month Member Exclusive Online Bond5.30%

Cash ISA, easy access

Nationwide, cash isa, easy access
AccountGood to knowCheckedSourceAER
1 Year Triple Access ISA3 withdrawals, and a 4th drops the rate to 1.05% for the rest of the term. Transfers in only when you open it.Checked nationwide.co.uk3.30%
Highest easy access Cash ISA rate we checkedTrading 212, Cash ISA5.02%

Cash ISA, fixed for a year

Nationwide, cash isa, fixed for a year
AccountGood to knowCheckedSourceAER
1 Year Fixed Rate Cash ISALocked for a year. Closing early costs 60 days' interest, and new customers must open it in a branch.Checked moneysavingexpert.com4.75%
Highest Cash ISA rate we checked, fixed for a yearTandem Bank, 1 Year Fixed Rate Cash ISA5.03%

Cash ISA, fixed for 2 years

Nationwide, cash isa, fixed for 2 years
AccountGood to knowCheckedSourceAER
2 Year Fixed Rate Cash ISALocked for 2 years. Closing early costs 120 days' interest.Checked moneysavingexpert.com4.85%
Highest Cash ISA rate we checked, fixed for 2 yearsCastle Trust Bank, 2 Year Fixed Rate e-Cash ISA5.16%

Regular savers

Nationwide, regular savers
AccountGood to knowCheckedSourceAER
Flex Regular Saver (Issue 7)Up to £200 a monthNationwide current account holdersChecked nationwide.co.uk6.50%
Highest regular saver rate we checkedSantander, Regular Saver8.00%

Switching

Every account we check

How these rates are checked

Every rate comes from the page linked beside it, and we read those pages each day. A rate we can’t confirm is left off, and so is one we haven’t confirmed in the last 14 days.

The order is by rate and nothing else. Accounts that pay the same rate are listed by name.