Zopa savings rates
What Zopa pays on savings, next to the highest rate we checked for the same kind of account.
Last checked
Easy access
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Smart Saver, Limited Access pot | 3 withdrawals a year, and a 4th drops it to 2.00%. For new Zopa savers who open Smart Saver first, with a 1.06% bonus for 12 months on the first £50,000, then 3.50%. | Checked | zopa.com | 4.56% |
Fixed rate, 6 months
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Smart Saver 6 Month Fixed Term pot | No withdrawals or closing early for 6 months. Opened in the app, with 30 days to pay in. | Checked | zopa.com | 4.65% |
Fixed rate, 1 year
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Smart Saver 1 Year Fixed Term pot | No withdrawals or closing early for a year. Opened in the app. | Checked | zopa.com | 4.90% |
Fixed rate, 2 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Smart Saver 2 Year Fixed Term pot | No withdrawals or closing early for 2 years. Opened in the app. | Checked | zopa.com | 4.72% |
Fixed rate, 3 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Smart Saver 3 Year Fixed Term pot | No withdrawals or closing early for 3 years. Opened in the app. | Checked | zopa.com | 4.75% |
Fixed rate, 5 years
| Account | Good to know | Checked | Source | AER |
|---|---|---|---|---|
| Smart Saver 5 Year Fixed Term pot | No withdrawals or closing early for 5 years. Opened in the app. | Checked | zopa.com | 4.80% |
Every account we check
How these rates are checked
Every rate comes from the page linked beside it, and we read those pages each day. A rate we can’t confirm is left off, and so is one we haven’t confirmed in the last 14 days.
The order is by rate and nothing else. Accounts that pay the same rate are listed by name.